QC Verify
Staying in check when interest rates surge
We saw it coming, watching mortgage interest rates rise with each passing meeting of the Federal Reserve Board, but did we think that...
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QC Verify
- Oct 10
- 4 min
Does your servicing strategy prevent loan defects?
Mortgage Servicing is a remarkable business model, typically operating on thin margins with cumbersome regulatory oversight. As a...
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QC Verify
- Sep 1
- 4 min
How will new CFPB procedures impact your next servicing exam?
The Consumer Financial Protection Bureau just released their most recent edition of the Supervisory Highlights. This report covers the...
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QC Verify
- Aug 23
- 4 min
Fannie Mae Prefunding and Post-Closing updates are effective September 1st – Are you ready?
September 1st is right around the corner, marking the last date to implement Fannie Mae’s lender quality control updates announced back...
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Claudia Duncan
- Aug 1
- 3 min
Ensuring FHA Servicing Compliance – A Closer Look at Quality Assurance
Earlier this year the Federal Housing Administration elaborated on their expectations for mortgage servicers in terms of quality...
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QC Verify
- Jun 21
- 3 min
Leveraging Innovation to Tackle GSE Updates
Excelling as a mortgage loan servicer takes persistence, determination, and ingenuity… and ensuring compliance with Fannie Mae and...
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QC Verify
- May 25
- 4 min
Have you reinforced your servicing business?
Mortgage loan servicing is not for the faint of heart. Anyone that thinks a mortgage servicer only collects payments and helps borrowers...
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QC Verify
- May 2
- 2 min
Avoid IRS Transcript Order Rejections by Making Required Changes to the IRS Form 4506-C
As of March 1, 2023, the IRS changed from a manual ordering process to Optical Character Recognition (OCR), along with clean form...
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QC Verify
- Mar 14
- 4 min
A changing perspective on valuation, loan quality, and sweat equity
Fannie Mae is modernizing their approach to doing business issuing changes that begin to highlight a shift in how we do business, and...
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QC Verify
- Feb 27
- 3 min
Staying ahead of loan quality risk in a changing market
We all know that a purchase market brings more fraud than a refinance market. So, as the pendulum swings back to purchase and overall...
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Claudia Duncan
- Jan 12
- 3 min
ARM loans are back… and it’s a good thing!
Today’s interest rate environment can be scary for the vast number of borrowers currently in the market. A quick look back on interest...
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QC Verify
- Dec 30, 2022
- 5 min
A tale of two credit scores – Are you ready to QC bi-merge credit reporting?
The Federal Housing Finance Agency’s recent announcement that credit scoring on conventional loans will soon include FICO 10T and...
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QC Verify
- Oct 24, 2022
- 3 min
Understanding Fannie Mae’s Definition of “Competency”
Does your operations team stay ahead of the curve when it comes to appraisals? With inflated values collapsing under the pressure of an...
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QC Verify
- Jun 20, 2022
- 4 min
What happens when both home equity and interest rates skyrocket?
Rising interest rates are rapidly giving pause to cash out refinance activity and subsequently reigniting interest in home equity loans...
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QC Verify
- Mar 8, 2022
- 3 min
GSEs Announce New Waivers for Originators
As the new year begins, originators will have access to several waivers as the Government Sponsored Enterprises (GSEs) prepare for...
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QC Verify
- Jan 31, 2022
- 1 min
Mortgage Banking Servicing and Quality Control
Unlike other industries, mortgage banking quality control is not just a simple QC plan. All agencies require a formal mortgage QC plan to...
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QC Verify
- Sep 10, 2021
- 3 min
QCVerify – The Power of Income & Asset Reverification
Pushing Reverification to a New Level In today’s digital age, it is important to capture relevant data whenever possible and the...
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QC Verify
- Dec 15, 2020
- 3 min
With record volume and increased fraud risk, how do you alleviate origination stress?
Exceedingly high origination volume is fueling our industry by providing jobs during the pandemic recession, offsetting mortgage...
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