The Federal Housing Finance Agency (FHFA) announced policy updates last month in an effort to support “current and aspiring homeowners.

Our last blog summarized the Federal Housing Administration’s (FHA’s) new Payment Supplement program and how meaningful the introduction...

As we move into the month of July, celebrating Independence Day, it’s a perfect time to reflect on what it means to live in this valued...

In the realm of finance, particularly in the mortgage sector, compliance is non-negotiable.  The complexities of regulatory requirements...

Quality Control is, and has been, the cornerstone for mortgage lending when achieving consistency and minimizing risk to your...

We saw it coming, watching mortgage interest rates rise with each passing meeting of the Federal Reserve Board, but did we think that...

Mortgage Servicing is a remarkable business model, typically operating on thin margins with cumbersome regulatory oversight. As a...

The Consumer Financial Protection Bureau just released their most recent edition of the Supervisory Highlights. This report covers the...

September 1st is right around the corner, marking the last date to implement Fannie Mae’s lender quality control updates announced back...

Earlier this year the Federal Housing Administration elaborated on their expectations for mortgage servicers in terms of quality...

Excelling as a mortgage loan servicer takes persistence, determination, and ingenuity… and ensuring compliance with Fannie Mae and...

Mortgage loan servicing is not for the faint of heart. Anyone that thinks a mortgage servicer only collects payments and helps borrowers...

As of March 1, 2023, the IRS changed from a manual ordering process to Optical Character Recognition (OCR), along with clean form...

Fannie Mae is modernizing their approach to doing business issuing changes that begin to highlight a shift in how we do business, and...

We all know that a purchase market brings more fraud than a refinance market. So, as the pendulum swings back to purchase and overall...

Today’s interest rate environment can be scary for the vast number of borrowers currently in the market. A quick look back on interest...

The Federal Housing Finance Agency’s recent announcement that credit scoring on conventional loans will soon include FICO 10T and...

Does your operations team stay ahead of the curve when it comes to appraisals? With inflated values collapsing under the pressure of an...

Rising interest rates are rapidly giving pause to cash out refinance activity and subsequently reigniting interest in home equity loans...

As the new year begins, originators will have access to several waivers as the Government Sponsored Enterprises (GSEs) prepare for...