Privacy Policy - Terms and Conditions

We value your privacy very highly. Please read this Privacy Policy carefully before using the qcverify.com website (the "Website") operated by QC Verify, a(n) Limited Liability Company formed in Tennessee, United States ("us", "we", "our") as this Privacy Policy contains important information regarding your privacy and how we may use the information we collect about you. Your access to and use of the Website is conditional upon your acceptance of and compliance with this Privacy Policy. This Privacy Policy applies to everyone, including, but not limited to: visitors, users, and others, who wish to access or use the Website. By accessing or using the Website, you agree to be bound by this Privacy Policy. If you disagree with any part of the Privacy Policy, then you do not have our permission to access or use the Website.

What information we collect, where we get this information from, and how we use this information. We collect any and all information that you enter on this Website or provide to us by any other form of communication, including, but not limited to electronic mail, regular mail and phone calls.

We collect the following information about you:
Category of information Specific piece of information - Identifying information Name - Identifying information Postal / Shipping address - Identifying information Billing address - Identifying information Phone number - Identifying information IP address - Identifying information Email address - Identifying information Alias - Identifying information Online identifier - Identifying information Passport number - Identifying information State ID card number - Identifying information Driver's license number - Identifying information Account name - Identifying information Social Security Number - Insurance information Policy number - Insurance information Subscriber's identification number - Insurance information Unique identifier used by your insurance provider - Insurance information Claims history - Insurance information Appeals records - Insurance information Applications and any data contained therein - Financial information Card expiration date - Financial information Credit card or debit card number - Financial information Card CVV (security code) - Financial information Bank account number - Employment information Work ID number - Characteristics of protected classifications Age - Characteristics of protected classifications Race - Characteristics of protected classifications Color - Characteristics of protected classifications National origin - Characteristics of protected classifications Ancestry - Characteristics of protected classifications Religion - Characteristics of protected classifications Physical disabilities - Characteristics of protected classifications Mental disabilities - Characteristics of protected classifications Maritial status - Characteristics of protected classifications Sex - Characteristics of protected classifications Pregnancy - Characteristics of protected classifications Gender - Characteristics of protected classifications Gender identity - Characteristics of protected classifications Gender expression - Commercial information Records of personal property - Commercial information Products or services purchased, obtained or considered - Commercial information Purchasing or consuming histories or tendencies - Biometric information Keystroke patterns or rhythms - Biometric information Gait patterns or rhythms - Internet or other electronic activity Browsing history - Internet or other electronic activity Search history - Internet or other electronic activity Information regarding your interaction with our website or application - Internet or other electronic activity Information regarding your interactions with advertisements - Geolocation information Geolocation information - Audio information Audio, electronic, thermal, olfactory or other similar information - Consumer profiling Inferences drawn from any other information to create a profile about the consumer.

With whom we share your information: We do not share your personal information with any third parties.

Sale of your information: We do not sell your personal information.

Cookies: A cookie is a small piece of data sent from a website and stored on your computer by your web browser. The file is added once you agree to store cookies on your computer or device, and the cookie helps analyze web traffic or lets you know when you visit a particular site. Cookies allow sites to respond to you as an individual. The Website can also tailor its operations to your needs, likes, and dislikes by gathering and remembering information about your preferences. This Website collects cookies and may use cookies for reasons including, but not limited to: Analyze our web traffic using an analytics package; Identify if you are signed in to the Website; Test content on the Website; Store information about your preferences; Recognize when you return to the Website. Overall, cookies help us provide you with a better Website, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us. You can accept or decline cookies. Most web browsers automatically accept cookies, but you can modify your browser setting to decline cookies if you prefer. This setting may prevent you from taking full advantage of the Website.

Children's Privacy: This Website is intended for use by a general audience and does not offer services to children. Should a child whom we know to be under 18 send personal information to us, we will use that information only to respond to that child to inform him or her that they cannot use this Website.

Analytics Programs: This Website uses Google Analytics to collect information about you and your behaviors. If you would like to opt out of Google Analytics, please visit https://tools.google.com/dlpage/gaoptout/.
Your rights: Depending upon where you reside, you may have the following rights with regard to your personal information. Right Applies To: The right to access your information. Residents of California only - The right to know whether your personal information is sold or disclosed and to whom. Residents of California only - The right to say no to the sale of your personal information. Residents of California and Nevada only - The right to request that we delete all or some of the personal information that we have collected on you. Residents of California only - The right to equal service and price, even if you exercise your privacy rights. Residents of California only - Exercising your rights: Residents of California may exercise the rights specified above by submitting a consumer request via email - requestinfo@qcverify.com.

We will need to verify your identity prior to effectuating your request. To verify your identity, you will need to provide us with the following information with your request: • Name; • Billing address; • Phone number; • Email address; • Online identifier; • Account name. Please note that we may be unable to process your request if you do not provide us with the above information. You may also designate an authorized agent to exercise your rights on your behalf. You may designate an agent via any of the ways used to submit your request. We will request the agent to verify that he or she has the authority to submit requests on your behalf. We will do so by asking the agent to submit the following information: • Valid power of attorney; • The requester's valid government-issued ID; • The authorized agent's valid government ID. Please note that we may not be able to process your request if your designated agent and/or you do not provide us with the above information. We will respond to most consumer requests within 45 days days of receipt. However, some requests may take longer. We will notify you in writing if we need more time to respond (up to 90 days). Any disclosures that we make in response to your request will cover the 12 months prior to your request. We have the ability to deny your request(s) if certain exceptions in the law apply. If we do deny your request, we will provide you with the reasons for such denial. Normally, we do not charge a fee to process or respond to consumer requests. However, we may charge a fee if the request is excessive, repetitive or manifestly unfounded.

Third-Party websites: This Website may contain hyperlinks to websites operated by parties other than us. We provide such hyperlinks for your reference only. We do not control such websites and are not responsible for their contents or the privacy or other practices of such websites. It is up to you to read and fully understand their Privacy Policies. Our inclusion of hyperlinks to such websites does not imply any endorsement of the material on such websites or any association with their operators.

Do Not Track: Do Not Track is a preference you can set on your browser to inform websites that you do not want to be tracked. We do not support Do Not Track ("DNT"). You can either enable or disable Do Not Track by visiting the Preferences or Settings page of your browser.

Changes to Privacy Policy: We reserve the right to amend this Privacy Policy at any time. We will notify you of any changes to this Privacy Policy by posting the updated privacy policy to this website and via an email campaign.

Questions: If you have any questions about this Privacy Policy, please contact us at requestinfo@qcverify.com.

Terms and Conditions
Last updated: 2020-10-13

Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the qcverify.com Website (the "Website") operated by QC Verify, a(n) Limited Liability Company formed in Tennessee ("us", "we", "our") as these Terms and Conditions contain important information regarding limitations of our liability. Your access to and use of the Website is conditional upon your acceptance of and compliance with these Terms. These Terms apply to everyone, including, but not limited to: visitors, users and others, who wish to access or use the Website.

By accessing or using the Website, you agree to be bound by these Terms. If you disagree with any part of the terms, then you do not have our permission to access or use the Website.

Availability, Errors and Inaccuracies: We assume no liability for availability, errors, or inaccuracies in the information provided on this Website. We may experience delays in updating information on the Website and in our advertising on other websites. The information, products, and services found on the Website may contain errors or inaccuracies or may not be complete or current. Services may be incorrectly priced, described inaccurately, or unavailable on the Website, and we cannot guarantee the accuracy or completeness of any information found on the Website. We expressly reserve the right to correct any pricing errors on our Website. We make no representations about the suitability of the information, products, and services contained on this Website for any purpose, and the inclusion or offering of any products or services on this Website does not constitute any endorsement or recommendation of such products or services by us. We disclaim all warranties and conditions that this Website, its servers, or any email sent from us are free of viruses or other harmful components.

Links to Third-Party Sites: This Website may contain hyperlinks to websites operated by parties other than us. We provide such hyperlinks for your reference only. We do not control such websites and are not responsible for their contents or the privacy or other practices of such websites. Further, it is up to you to take precautions to ensure that whatever links you select or software you download (whether from this Website or other websites) is free of such items as viruses, worms, trojan horses, defects and other items of a destructive nature. Our inclusion of hyperlinks to such websites does not imply any endorsement of the material on such websites or any association with their operators.

Intellectual Property: All contents of this Website are ©2020 QC Verify. All rights reserved. Website, and all content and other materials on this Website, including, without limitation, all logos, designs, text, graphics, pictures, information, data, software, sound files, other files and the selection and arrangement thereof (collectively, " Content ") are the proprietary property of QC Verify and are either registered trademarks or trademarks of QC Verify in the U.S. and/or other countries. Other logos and product and company names mentioned herein may be the trademarks of their respective owners. We are not responsible for content on websites operated by parties other than us. If you are aware of an infringement of our intellectual property, please let us know by contacting us at requestinfo@qcverify.com. We respect the intellectual property rights of others. It is our policy to respond to any claim that Content posted on the Website infringes on the copyright or other intellectual property rights of any person or entity. If you are a copyright owner, or authorized on behalf of one, and you believe that the copyrighted work has been copied in a way that constitutes copyright infringement, please submit your claim via email to requestinfo@qcverify.com, with the subject line: “Copyright Infringement” and include in your claim a detailed description of the alleged infringement as detailed below, under “DMCA Notice and Procedure for Copyright Infringement Claims”. Our copyright agent is Claudia Duncan. The following is his/her contact information: requestinfo@qcverify.com - 615.591.2528, ext 124 - 216 Centerview Drive, Suite 280 - Brentwood, TN 37027-3354
You may be held accountable for damages (including costs and attorneys’ fees) for any misrepresentation or bad-faith claims on the infringement of any Content found on and/or through the Website on your copyright. If you believe in good faith that materials hosted by us infringe your copyright, you (or your agent) may send us a written notice that includes the following information. Please note that we will not process your complaint if it is not properly filled out or is incomplete. To report that your intellectual property rights have been infringed upon, please email us at requestinfo@qcverify.com and include the following information:
1.   an electronic or physical signature of the person authorized to act on behalf of the owner of the copyright’s interest;
2.   a description of the copyrighted work that you claim has been infringed, including the URL (i.e., web page address) of the location where the copyrighted work exists or a copy of the copyrighted work;
3.   your address, telephone number, and email address;
4.   a statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law.

Damages: IN NO EVENT SHALL QC VERIFY BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF, OR IN ANY WAY CONNECTED WITH, YOUR ACCESS TO, DISPLAY OF OR USE OF THIS WEBSITE OR WITH THE DELAY OR INABILITY TO ACCESS, DISPLAY OR USE THIS WEBSITE (INCLUDING, BUT NOT LIMITED TO, YOUR RELIANCE UPON OPINIONS APPEARING ON THIS WEBSITE; ANY COMPUTER VIRUSES, INFORMATION, SOFTWARE, LINKED SITES, PRODUCTS AND SERVICES OBTAINING THROUGH THIS WEBSITE; OR OTHERWISE ARISING OUT OF THE ACCESS TO, DISPLAY OF OR USE OF THIS WEBSITE WHETHER BASED ON A THEORY OF NEGLIGENCE, CONTRACT, TORT, STRICT LIABILITY, CONSUMER PROTECTION STATUTES, OR OTHERWISE, AND EVEN IF QC VERIFY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IF, DESPITE THE LIMITATION ABOVE, QC VERIFY IS FOUND LIABLE FOR ANY LOSS OR DAMAGE WHICH ARISES OUT OF OR IN ANY WAY CONNECTED WITH ANY OF THE OCCURRENCES DESCRIBED ABOVE, THEN THE LIABILITY OF QC VERIFY WILL IN NO EVENT EXCEED THE SERVICE FEES YOU PAID TO QC VERIFY IN CONNECTION WITH SUCH TRANSACTION(S) ON THIS WEBSITE. THE LIMITATION OF LIABILITY REFLECTS THE ALLOCATION OF RISK BETWEEN THE PARTIES. THE LIMITATIONS SPECIFIED IN THIS SECTION WILL SURVIVE AND APPLY EVEN IF ANY LIMITED REMEDY SPECIFIED IN THESE TERMS OF USE IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE. THE LIMITATIONS OF LIABILITY PROVIDED IN THESE TERMS OF USE INURE TO THE BENEFIT OF QC VERIFY.

Governing Law, Severability, Dispute Resolution, and Venue: These Terms shall be governed and construed in accordance with the laws of Williamson County, Tennessee, United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect. These Terms constitute the entire agreement between us regarding our Website, and supersede and replace any prior agreements we might have had between us regarding the Website. Any controversy or claim arising out of or relating to these Terms and Conditions including, without limitation, the interpretation or breach thereof, shall be resolved in a court of competent jurisdiction in Tennessee.

Changes: We reserve the right to amend this policy at any time without any prior notice to you.

Questions: If you have any questions about our Terms and Conditions, please contact us at requestinfo@qcverify.com.