QC Verify
Have you reinforced your servicing business?
Mortgage loan servicing is not for the faint of heart. Anyone that thinks a mortgage servicer only collects payments and helps borrowers...
top of page
Search
QC Verify
- May 2
- 2 min
Avoid IRS Transcript Order Rejections by Making Required Changes to the IRS Form 4506-C
As of March 1, 2023, the IRS changed from a manual ordering process to Optical Character Recognition (OCR), along with clean form...
186 views0 comments
QC Verify
- Mar 14
- 4 min
A changing perspective on valuation, loan quality, and sweat equity
Fannie Mae is modernizing their approach to doing business issuing changes that begin to highlight a shift in how we do business, and...
178 views0 comments
QC Verify
- Feb 27
- 3 min
Staying ahead of loan quality risk in a changing market
We all know that a purchase market brings more fraud than a refinance market. So, as the pendulum swings back to purchase and overall...
95 views0 comments
Claudia Duncan
- Jan 12
- 3 min
ARM loans are back… and it’s a good thing!
Today’s interest rate environment can be scary for the vast number of borrowers currently in the market. A quick look back on interest...
69 views0 comments
QC Verify
- Dec 30, 2022
- 5 min
A tale of two credit scores – Are you ready to QC bi-merge credit reporting?
The Federal Housing Finance Agency’s recent announcement that credit scoring on conventional loans will soon include FICO 10T and...
65 views0 comments
QC Verify
- Oct 24, 2022
- 3 min
Understanding Fannie Mae’s Definition of “Competency”
Does your operations team stay ahead of the curve when it comes to appraisals? With inflated values collapsing under the pressure of an...
96 views0 comments
QC Verify
- Jun 20, 2022
- 4 min
What happens when both home equity and interest rates skyrocket?
Rising interest rates are rapidly giving pause to cash out refinance activity and subsequently reigniting interest in home equity loans...
140 views0 comments
QC Verify
- Mar 8, 2022
- 3 min
GSEs Announce New Waivers for Originators
As the new year begins, originators will have access to several waivers as the Government Sponsored Enterprises (GSEs) prepare for...
28 views0 comments
Claudia Duncan
- Feb 23, 2022
- 3 min
Quality Mortgage Services is merging to become QC Verify, LLC
Representing the continued evolution of quality control and audit technology, QMS, a recognized mortgage audit outsource provider, is...
128 views0 comments
QC Verify
- Jan 31, 2022
- 3 min
Counting down the defects…. Here are the top 3 areas for defects from 2021
Sometimes the theme is overwhelming, and in this case the lean towards defects in these three areas has been double and triple the number...
22 views0 comments
QC Verify
- Jan 31, 2022
- 3 min
As the pandemic subsides, what does the fraud frontier look like?
Fraud didn’t really subside during the pandemic, although 2020 did see a drop tied to the lower risk refinance market. Fraud did however...
6 views0 comments
QC Verify
- Jan 31, 2022
- 3 min
How does your team combat present-day mortgage fraud?
Mortgage fraudsters love a busy origination season, and the past two years have delivered on this front. As your staff is diligently...
14 views0 comments
QC Verify
- Jan 31, 2022
- 4 min
Back to school with new rules from the CFPB
Will you be ready for exams? The Consumer Financial Protection Bureau (CFPB) didn’t take a summer break this year. In fact, mortgage...
9 views0 comments
QC Verify
- Jan 31, 2022
- 3 min
Spotlight on the Power of Income & Asset Reverification
The reverification component of quality control continues to be in the spotlight as investors work to ensure the record high volume of...
33 views0 comments
QC Verify
- Jan 31, 2022
- 3 min
Have you read Fannie Mae’s new QC requirements for collateral?
Amidst continued market volatility affecting interest rates, production volume and pandemic protections, quality control requirements...
156 views0 comments
QC Verify
- Jan 31, 2022
- 4 min
As originations soar, have you fallen behind in QC?
As we come off of a record setting year of mortgage originations… the Mortgage Bankers Association predicts the final number will be...
5 views0 comments
QC Verify
- Jan 31, 2022
- 1 min
Christmas Wishes
As this year comes to an end, we want to thank you for your partnership. There is so much that we can say about the unprecedented nature...
5 views0 comments
QC Verify
- Jan 31, 2022
- 3 min
Fannie Mae and Freddie Mac offer COVID-19 flexibilities to yearend
The pandemic appears to be resurging amidst a quasi-plateau in reported delinquency. At this juncture, it is difficult to predict...
7 views0 comments
QC Verify
- Jan 31, 2022
- 4 min
The summer of COVID-19
It has been a long hot summer for the mortgage industry and the COVID-19 requirements are keeping us sizzling.Radiating from all agencies...
2 views0 comments
bottom of page