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How will new CFPB procedures impact your next servicing exam?
The Consumer Financial Protection Bureau just released their most recent edition of the Supervisory Highlights. This report covers the...
Sep 1, 20234 min read


Fannie Mae Prefunding and Post-Closing updates are effective September 1st – Are you ready?
September 1st is right around the corner, marking the last date to implement Fannie Mae’s lender quality control updates announced back...
Aug 23, 20234 min read


Ensuring FHA Servicing Compliance – A Closer Look at Quality Assurance
Earlier this year the Federal Housing Administration elaborated on their expectations for mortgage servicers in terms of quality...
Aug 1, 20233 min read


Leveraging Innovation to Tackle GSE Updates
Excelling as a mortgage loan servicer takes persistence, determination, and ingenuity… and ensuring compliance with Fannie Mae and...
Jun 21, 20233 min read


Have you reinforced your servicing business?
Mortgage loan servicing is not for the faint of heart. Anyone that thinks a mortgage servicer only collects payments and helps borrowers...
May 25, 20234 min read


Avoid IRS Transcript Order Rejections by Making Required Changes to the IRS Form 4506-C
As of March 1, 2023, the IRS changed from a manual ordering process to Optical Character Recognition (OCR), along with clean form...
May 2, 20232 min read


A changing perspective on valuation, loan quality, and sweat equity
Fannie Mae is modernizing their approach to doing business issuing changes that begin to highlight a shift in how we do business, and...
Mar 14, 20234 min read


Staying ahead of loan quality risk in a changing market
We all know that a purchase market brings more fraud than a refinance market. So, as the pendulum swings back to purchase and overall...
Feb 27, 20233 min read


ARM loans are back… and it’s a good thing!
Today’s interest rate environment can be scary for the vast number of borrowers currently in the market. A quick look back on interest...
Jan 12, 20233 min read
A tale of two credit scores – Are you ready to QC bi-merge credit reporting?
The Federal Housing Finance Agency’s recent announcement that credit scoring on conventional loans will soon include FICO 10T and...
Dec 30, 20225 min read


Understanding Fannie Mae’s Definition of “Competency”
Does your operations team stay ahead of the curve when it comes to appraisals? With inflated values collapsing under the pressure of an...
Oct 24, 20223 min read


What happens when both home equity and interest rates skyrocket?
Rising interest rates are rapidly giving pause to cash out refinance activity and subsequently reigniting interest in home equity loans...
Jun 20, 20224 min read
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